Item videos or photos or locations where they are storedĪntique or irreplaceable items (aka custom-made or inherited items) and jewelry may need to be described differently than ordinary items like TVs and coffee tables.Place and date when the item was purchased.Estimated cost if you bought the item today.Item cost at the time of purchase or current appraised value.The general categories and information that should go into your list include: Homeowners typically categorize their list by room, item type, worth or other criteria. What Is a Home Inventory List?Ī home inventory list is a comprehensive, detailed list of all the personal property in and around your home to use in case of fire or other destructive incidents. But if you do, you’ll be happy it’s there. Hopefully, you’ll never have to reach for this list. We’ll walk you through creating an inventory list and (bonus!) give you a list you can download and fill in with your information. The good news is that there are no downsides to taking the time to create a home inventory list. Without one, it could be difficult to remember everything you own – especially when you’re overwhelmed from dealing with a traumatic event. Having an inventory list of your personal belongings is important. If anything like this happens to you, you’ll file a claim with your insurance company that lists all the valuables involved in the incident – and their worth – so you can get reimbursed. When you own a home, you’ll need homeowners insurance to protect your belongings in case of a fire, a natural disaster, a burglary and more. Trust us, your future self will thank you! Creating a home inventory list is one of the most important steps you can take to prepare for these accidents. Accidents happen all the time it’s a natural part of life.
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